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Bankruptcy was originally planned as a remedy for creditors — not debtors.

During the reign of King Henry VIII, bankruptcy law allowed a creditor to seize all of the assets of a trader who could not pay his debts.

Try talking to your banker to extend the loan tenure, sell off some of the assets and see if you start over again… Friends and family might help you because they know you are a good man. Often its a pure business deal, where they pump in money in return of sale of assets/partnership…

sometimes they do it because they have faith in your business skills and they know that this is a temporary phase..

ASACP makes every attempt to insure that its members comply with the ASACP Code of Ethics and that their sites do not contain, condone or use terms that denote child exploitation.

However, ASACP does not assume any legal liability or responsibility for any incorrect, outdated, or missing information, or if non-members illegally use the ASACP Member logo.

it distinguishes between the assets of the family and your assets and has all the features that allows you to write-off the loan once and for all and start again.India does not have a clear law on corporate bankruptcy even though individual bankruptcy laws have been in existence since 1874.The current law in force was enacted in 1920 called Provincial Insolvency Act which consists of Chapter 7 and chapter 13 bankruptcies.Once you start the bankruptcy proceedings, the bank will audit you, you might be asked to visit the court/negotiation table a couple of times… I'm bankrupt and income tax is behind me with a penalty of 40,00,000...i was managing with my creditors and was pushing along but bcoz of IT now i have only one option insolvency..WHY NOT ALL INSOLVENT PEOPLE FORM A FORUM AND TAKE GOVERNMENT HELP AND START BUSINESS TOGETHER ..

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