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To protect your rights, you must send a written notice about the problem to the credit card company at the address for billing disputes listed on your billing statement within 60 days after the first bill containing the disputed amount is mailed to you.Remember what it was like to go out on a date with someone, only knowing his or her name, among other basic details?If you don’t make the items available to the seller — or if you agree to return the items but don’t — you remain obligated under the contract.If you think a seller has violated the FTC’s Cooling-Off Rule, file a complaint with us.The seller also must give you two copies of a cancellation form (one to keep and one to send if you decide to cancel your purchase) and a copy of your contract or receipt.The contract or receipt should be dated, show the name and address of the seller, and explain your right to cancel.There is no air of mystery, no details that have been left lingering in the wind, making you hungry for more.Instead of being equivalent to a tight-lipped, perplexing character like Cinderella, you're like Elsa; people haven't seen you — only heard about you — yet they have a proclivity toward your hidden powers.
If you received any goods from the seller, you must make them available to the seller in as good condition as when you got them.Mail it to the address given for cancellations, making sure the envelope is post-marked before midnight of the third business day after the contract date.Saturday is considered a business day; Sundays and federal holidays are not.Certain types of sales can’t be canceled, even if they take place in places normally covered by the Rule.The Cooling-Off Rule does not cover sales that are: You don’t have to give a reason for canceling your purchase. To cancel a sale, sign and date one copy of the cancellation form.
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You may withhold payment of the amount in dispute, but only until the dispute is resolved.